Pre-Qualify now!
Equip yourself with the resources needed to succeed in this competitive market by getting pre-qualified through Axia’s Certified Homebuyer Program. Each level amplifies your Purchase Power by allowing you to move farther along in the process of obtaining financing. Our Credit Approval Certificate provides expedited close times once your offer is accepted, which sellers love!
PRE-QUALIFICATION
Quick, basic approval, providing little purchase power.
PRE-APPROVAL
The most common choice, equipping buyers for success in this market
CREDIT APPROVAL
Offers the most purchase power in a competitive market
What is needed for Pre-Qualification
- Stated monthly income & debts
- Property type
- Stated credit scores
- Stated down payment & purchase price
This Certificate provides a preliminary assessment of your loan eligibility based solely on the income, debt, and asset information you provided to us, as well as your credit score; changes to this information may change the terms of this Certificate. 1
What is needed for Pre-Approval
- Documented income & assets
- Property type
- Credit report
- Down payment & purchase price
This Certificate signifies that we have verified your income, asset, debt, and credit information and on this basis have pre-approved you for the home mortgage loan. Subject to additional terms and conditions. 1
What is needed for Credit Approval
- Verification of income & assets
- Property type
- Credit report
- Down payment & purchase price
- Approval by underwriting
This Certificate signifies that our Underwriting Department has conducted a thorough analysis of your creditworthiness and issued a full credit approval provided that your verified income, asset, debt, and credit information does not change. This credit approval may be applied towards the purchase of a specific property if property-specific requirements are met. 1
1 This Certificate is not an offer or commitment for a loan.
Not all applicants will qualify. Certifications are based on applicant’s income, debt, asset, and credit information and their ability to repay the proposed loan. Closing speed characterizations refer to the time between a fully executed purchase and sale agreement and closing and are subject to delays caused by other parties. Certain restrictions apply; contact us for more detail
Pre-Qualification Details
- Stated monthly income & debts
- Property type
- Stated credit scores
- Stated down payment & purchase price
This Certificate provides a preliminary assessment of your loan eligibility based solely on the income, debt, and asset information you provided to us, as well as your credit score; changes to this information may change the terms of this Certificate. 1
Pre-Approval Details
- Documented income & assets
- Property type
- Credit report
- Down payment & purchase price
This Certificate signifies that we have verified your income, asset, debt, and credit information and on this basis have pre-approved you for the home mortgage loan. Subject to additional terms and conditions. 1
Credit Approval Details
- Verification of income & assets
- Property type
- Credit report
- Down payment & purchase price
- Approval by underwriting
This Certificate signifies that our Underwriting Department has conducted a thorough analysis of your creditworthiness and issued a full credit approval provided that your verified income, asset, debt, and credit information does not change. This credit approval may be applied towards the purchase of a specific property if property-specific requirements are met. 1
What’s stopping you?
Axia is equipped to prepare just about any homebuyer with these dynamic solutions
NO FAX MACHINE?
Axia App – Scan and send docs.
CONFUSED?
Homebuyer guide
PURCHASE POWER?
Certified Homebuyer Program
UP-FRONT CASH?
Low down payment solutions
Ready to be home?
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